Ernesto Borges AdvogadosErnesto Borges Advogados

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The Firm

Seven decades of history always looking to the future

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The firm stands out in the most comprehensive areas of specialties and economic sectors.

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Publications

A precificação dos “seguros” em tempos de altas inadimplências e taxas de juros

Insurance and Reinsurance 30/05/2025

The pricing of “insurance” in times of high default rates and interest rates.
With the economy unstable and indebtedness on the rise, adjusting the pricing of policies could be the key to ensuring the sustainability of insurance companies without compromising customer adhesion.   In 2024, indebtedness had reached worrying levels in all income brackets. Data from the National Trade Confederation (CNC)[1] show that 81% of families earning up…
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Banking and Financial Services 27/05/2025

Digital Frauds: Precedent Clarifies Bank Liability and the Importance of Consumer Caution
Currently, the proliferation of digital frauds through messaging apps, such as WhatsApp, has raised substantial concerns. These scams target consumers and involve financial institutions in complex legal disputes over their responsibilities and the security measures required to protect customers. In a recent ruling by the 4th Appeals Panel of the Special Civil and Criminal Courts…
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Consumer 26/05/2025

TURBULENCE IN THE BRAZILIAN AIRLINE INDUSTRY
Air transport plays an essential role in the economic and social development of any country, as it connects people, boosts tourism, promotes business and facilitates access to countless opportunities. However, this sector is immersed in a reality marked by extremely high operating costs, volatile profit margins and frequent external fluctuations, such as exchange rate variations,…
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Ernesto Borges Advogados
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