Publications - Ernesto Borges Advogados

Tecnology and Startups 20/06/2025

Public innovation contracts: how can knowledge of the legal system boost your startup?

The current context of public procurement is set in a world characterized by the concept of VUCA (volatility, uncertainty, complexity and ambiguity). This scenario requires governments to adopt new strategies to deal with emerging challenges, such as accelerated technological changes, new social demands and budget constraints. It is true that Startups and technology-based companies play…

Contratos públicos de inovação como o conhecimento do ordenamento jurídico pode impulsionar sua startup

Administrative and Public Law 17/06/2025

The importance of compliance in corporate defense in administrative proceedings

The growing complexity of the Brazilian regulatory landscape makes it essential for companies to adopt compliance practices as part of their defense and prevention in the corporate environment. By promoting a proactive approach in line with ethical and legal standards, compliance is proving to be an indispensable strategic resource for companies seeking to protect their…

A importância do compliance na defesa empresarial no processo administrativo

Insurance and Reinsurance 30/05/2025

The pricing of “insurance” in times of high default rates and interest rates.

With the economy unstable and indebtedness on the rise, adjusting the pricing of policies could be the key to ensuring the sustainability of insurance companies without compromising customer adhesion. In 2024, indebtedness had reached worrying levels in all income brackets. Data from the National Trade Confederation (CNC)[1] show that 81% of families earning up…

A precificação dos “seguros” em tempos de altas inadimplências e taxas de juros

Banking and Financial Services 27/05/2025

Digital Frauds: Precedent Clarifies Bank Liability and the Importance of Consumer Caution

Currently, the proliferation of digital frauds through messaging apps, such as WhatsApp, has raised substantial concerns. These scams target consumers and involve financial institutions in complex legal disputes over their responsibilities and the security measures required to protect customers. In a recent ruling by the 4th Appeals Panel of the Special Civil and Criminal Courts…