Publications - Ernesto Borges Advogados

Environmental 25/07/2025

Carbon credits and restoration in the Amazon: innovation brings challenges

BNDES and Petrobras partnership marks a new phase for Brazil’s carbon market, but its success will depend on legal certainty, governance, and transparency Last week, Brazil took a promising step toward a green economy. The announcement of the Proofless+ program, the result of a memorandum of understanding between BNDES and Petrobras, signals a significant…

Créditos de carbono e restauração na Amazônia inovação traz desafios

Insurance and Reinsurance 21/07/2025

Possible side effects of “Rate Shock” on the Brazilian insurance market

A few months into Donald Trump’s new term, the whole world was taken by surprise by speculation about a dramatic increase in import tariffs. It is the so-called “rate shock” (tarifaço). Political convictions or speculation aside, these measures have enormous commercial consequences, with a strong possibility of impacting the insurance industry. The ripple effect…

Possíveis efeitos colaterais do “Tarifaço” no mercado segurador brasileiro

Sem categoria 17/07/2025

Court ruling in Alagoas reprimands illegal client acquisition and bad faith

In yet another example of the Judiciary Branch’s strict stance against abusive procedural practices, judge Carlos Bruno de Oliveira Ramos, of the 3rd Civil Court of Arapiraca (AL), dismissed a lawsuit filed on behalf of an elderly woman against a financial institution, after finding irregularities in the origin of the claim. During the analysis of…

Decisão judicial em Alagoas repreende captação ilícita de cliente e má-fé

Administrative and Public Law 16/07/2025

The obligation to give prior summons in virtual sessions: Analysis of REsp 2.136.836/SP and the limits of procedural speed

In a recent decision rendered on June 3, 2025, in Special Appeal No. 2.136.836/SP, the Third Panel of the Superior Court of Justice reaffirmed its understanding that procedural speed cannot compromise fundamental rights in the process, such as the right to a fair hearing and a full defense. The case dealt with the nullity of…