Publications - Ernesto Borges Advogados

Environmental 10/04/2025

BEYOND THE CARBON CURTAIN: THE STRATEGIC ROLE OF BIODIVERSITY CREDITS AND THEIR INTRINSIC ENVIRONMENTAL VALUE

In the last decade, carbon credits have emerged as a key tool in the fight against climate change, establishing a market that seeks to price and offset greenhouse gas emissions. However, as the world focuses its efforts on carbon metric, this approach, while necessary, is better understood as a tool that accounts for only a…

Banking and Financial Services 08/04/2025

Judge Convicts Lawyer for Malicious Prosecution Against 65 Banks

With identical matters, all lawsuits were filed in less than three months in the same district. Judge Paula de Goes Brito Pontes, of the court of the Sole Judicial Notary of the city of Murici, State of Alagoas, dismissed a lawsuit filed against a bank for alleged fraudulent execution of payroll card contracts. In the…

Banking and Financial Services 25/03/2025

Liability of Digital Banks in Virtual Scams: Reflections on Special Appeal 2.124.423/SP in STJ

The Superior Court of Justice (STJ) recently ruled on Special Appeal 2.124.423/SP, a case that brought to light the issue of liability of digital banks in electronic fraud. The appellant sought award of pecuniary damages stemming from the so-called “fake auction scam,” claiming that the ease in creating digital accounts have facilitated the offense. However,…

Insurance and Reinsurance 21/03/2025

Stability and Security in Civil Construction: How the insurance industry can thrive while leveraging a sector that is still getting back on track after the pandemic.

After a year of progress, the construction industry faces a challenging outlook for 2025. Analysts from the Brazilian Chamber of the Construction Industry (CBIC) forecast a growth of 2.3%, a figure that accounts for almost half of the strong 4.1% increase posted in 2024[1]. How, however, does this impact the insurance market? The straightest…